Deltona real estate agent

With the November 30th deadline fast approaching do you still have time to buy a home in Deltona and qualify for the first time homebuyer tax credit?  Many homebuyers will need to ask themselves and their real estate agents this question before making an offer on a home over the next few weeks. 

The deadline is approximately 3 months away from this post however with so many bank owned and short sale property listed for sale, making an offer and having the offer accepted on one of these types of homes, could create a time problem.

Short sales are known to take more time than normally expected to close.  It is not unheard of for a short sale to take 45 days or longer just for the seller to get their lender approval of the short sale price.  From there the buyer will need to have inspections and financing completed in order to close.  This is crucial time spent “hurrying up, only to wait” for buyers who want to receive the first time homebuyer tax credit.

Bank owned homes are a little better in terms of the process however the competition is stronger.  Buyers often find themselves in bidding wars on the best bank owned homes for sale.  This could lead to missed opportunities resulting in them having to start over in their search for available properties or it could lead to a buyer paying more than they wanted just to receive an accepted offer.

One of the keys to successfully closing on a home in time to qualify for the tax credit is by having everyone involved in the transaction; the buyer, the buyer’s real estate agent, the seller, the seller’s real estate agent, and the lender, keenly aware of the process and the time constraints.  This awareness will work towards eliminating delays and speed up the process.

To learn about the other keys to successfully closing on a home before time runs out, contact me or give me a call.

Do you own several cars?  Need a place to store your treadmill that you no longer use?  Thinking of starting a rock band?  If so you may want to buy a home with a garage.  Right now in Deltona that are nearly 700 homes for sale that have at least a 1 car garage.  Some even have 2, 3 or more!

Do you need a garage?  I can sell you one that also comes with a house if you call.  407-304-0255.

There are a lot of distressed properties for sale in Deltona and some are not in clean, move-in ready condition.  While the price of these homes may seem reasonable, the work required to make the home ready to move-in often can be very expensive.

There are alternative choices to those looking to buy a clean move-in ready home that is well priced in the Deltona are.  In order to weed through the inventory, you should have an agent who knows the market helping you.  Contact me to be placed in contact with such an agent.

Can you really buy a home in Deltona for less that $100,000?

As a matter of fact you would have over 370 homes to choose from right now. Even better is that nearly 250 of the homes being sold are at least 3 bedrooms and 2 baths. This means there are many excellent opportunities for a buyer to find a great deal on a home in Deltona.

The first time homebuyer tax credit is 10% of the purchase price up to $8000. In Deltona, 74% of the homes listed for sale are listed at $80,000 or higher. This means if you qualify as a first time homebuyer and meet the guidelines that include income limitations, when you buy one of these homes you could receive the full $8000 tax credit.

What we need to do is find out if you qualify as a first time homebuyer. Give me a call and I will explain the process to you in detail and introduce you to a local agent who will be able to help you with the home buying process. Hurry, the opportunity to receive this tax credit ends in November.

The first day of school for Deltona students is August 24th.  You can see the school calendar by visiting here.

Did you know Deltona has a public market every Saturday where you can purchase produce, flowers and plants?  The market is held at the Deltona City Hall which is located at 2345 Providence Blvd.  the market opens at 8 a.m. and runs to noon.

Deltona homebuyers still have time to take advantage of the first time homebuyer tax credit of up to $8000.  You must purchaser a home prior to December 1 of this year.  Call me to get all of the details and find out if you qualify.  407-304-0255 

Deltona will be hosting a workshop for residents facing foreclosure. There will be opportunities to meet with mortgage lenders, HUD-certified housing counselors, local housing authorities, legal assistance, credit counseling services, and many other foreclosure assistance programs.

Florida Housing Help Workshop
Date: August 8, 2009
Where: Deltona City Hall
2345 Providence Blvd.
Deltona, FL 32725
Time: 10 a.m. to 4 p.m.

To register call (1-877-693-5236)

As of this morning, 37% of the homes listed for sale in Deltona were priced at $100,000 or less. Having a huge inventory of affordable lower priced homes should be good news to first time homebuyers and investors looking at Deltona as a place to invest in or call home. Call me at 407-304-0255 to receive detailed information on these available homes.